- Graduated us naval academy 1962 B.S. nautical engineering
- Us naval aviator for anti submarine patrol and Vietnam test pilot 1963/1968
- Commercial airline pilot 1968/1999 (trans world airlines/piedmont and us air)
- Retired 737 captain 1999
- Entered financial planning industry 1969 initially specializing in retirement planning and 403(b) tax shelter educational retirement plans
- In addition now specialize in retirement planning incorporating ira , 401k and pension plans along with their ira conversions, using mutual funds, both fixed and variable deferred annuities, college funding plans, life and health insurance and income preservation
- Founded the David B. Lencses agency in 1975 and merged the Ron Polonsky agency into it in 2010. This is a family owned business, giving personalized service to each of our clients. We treat each of our clients as an extended member of our family.
- Hold licenses in multiple states for all of the above products. All mutual fund, variable annuities and stock sales sold as a registered representative through the broker dealership of royal alliance associates inc.
David B. Lencses
President & Founder, DBL Agency
Robert Hill is one of the agencies newest and brightest. He attended the University of Westmar in Lemars Iowa. During his time there he was a student athlete studying Public Relations and playing Soccer for the Westmar Eagles.
After leaving school, Robert found his first career passion in Law Enforcement with the Howell Twp. Police Department. Currently in his 18th year with the Howell Twp. Police Department, Robert has found his second career passion in Finance. During his time with Howell Twp., he has shown great determination in successfully completing and obtaining his Life and Health Insurance Producer License. Robert specializes in the area of retirement, and is constantly educating himself in the ever changing laws of the financial world.
Robert brings an incredible work ethic to our agency that has helped protect the citizen of Howell and the State of New Jersey for almost 20 years. We know that he will continue to show those same ethical and professional standards as the face of the DBL Agency.